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Bergen
City

Funding & land tenure

What a housing cooperative could actually build on here
Affordable-housing supportModerateHusbanken — Lån til utleieboliger
Capital available€1700/m² subsidised loan7 researched programmes · 1 coop-specific instrument
Office→housing conversionCheap loanChange-of-use incentive available here
Ground leaseTier A — StrongErfpacht (Hereditary/ground lease) · No cap · Bank-mortgageable · Housing-proven