Explore
Funding landscape
What public money a housing cooperative can actually apply for — city by city, with the conditions attached and a link to the body that publishes each figure.
Across 170 European cities in 44 countries, 24 offer a cooperative a capital grant and a subsidised loan it can actually use — and 63 also fund turning an office into homes.
Public money is the single biggest lever on whether affordable housing pencils out, and it is set in a different place in every country — sometimes nationally, sometimes by the city. This is what a cooperative can actually apply for, city by city, with every figure traced to the body that publishes it.
170 cities mapped44 countries590 distinct sourcesfigures current to 2027
How this was researched
Per-city desk research against the operating body’s own published programme rules, then a verification pass that either confirmed, corrected or rejected each figure. No placeholder numbers: a city with no cooperative-accessible scheme is recorded as having none.
How deep the affordable-housing support goes
Strong24a curated €/m² grant + loan scheme
Moderate84partial €/m² figures
Limited42coop instruments, but no €/m² scheme
None20no cooperative-accessible capital scheme
1550 researched programmes behind these 170 cities — open any row for the full list and its sources.
Loading map…
Tier = depth of coop-usable affordable support: Strong = a curated €/m² grant + loan scheme; Moderate = partial €/m² figures; Limited = coop instruments (land, ground rent, guarantees) but no €/m² scheme; None = nothing a cooperative can apply for (state-built, municipal-only or buyer-side support).
Affordable-housing support
Sort by
| City | Country | Scheme | Grant | Loan | Rate | Rent cap | Binding | Coop levers | Conf. |
|---|---|---|---|---|---|---|---|---|---|
| Vienna | Austria | Vienna Super-Subsidy Top-Up for Affo… | — | €1250/m² | 1% | €4.9/m² | 40 yr | 2 | |
| Aachen | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1340/m² | €2010/m² | 0.50% | €7.3/m² | 30 yr | 2 | |
| Augsburg | Germany | Einkommensorientierte Förderung (EOF… | €600/m² | €1500/m² | 0.50% | — | 40 yr | 1 | |
| Berlin | Germany | IBB Wohnungsneubaufonds — Fördermode… | €1500/m² | €3800/m² | 0% | €7.0/m² | 30 yr | 3 | |
| Bielefeld | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1340/m² | €2010/m² | 0.50% | €7.3/m² | 30 yr | 2 | |
| Bochum | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1340/m² | €2010/m² | 0.50% | €7.3/m² | 30 yr | 2 | |
| Bonn | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1396/m² | €2094/m² | 0.50% | €7.8/m² | 30 yr | 2 | |
| Cologne | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1396/m² | €2094/m² | 0.50% | €7.8/m² | 30 yr | 2 | |
| Dortmund | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1340/m² | €2010/m² | 0.50% | €7.3/m² | 30 yr | 2 | |
| Duisburg | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1089/m² | €2021/m² | 0.50% | €6.5/m² | 30 yr | 2 | |
| Düsseldorf | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1396/m² | €2094/m² | 0.50% | €7.8/m² | 30 yr | 2 | |
| Essen | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1340/m² | €2010/m² | 0.50% | €7.3/m² | 30 yr | 2 | |
| Frankfurt am Main | Germany | Frankfurter Programm bezahlbare Miet… | €1500/m² | €160/m² | 0% | €6.5/m² | 40 yr | 3 | |
| Gelsenkirchen | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1089/m² | €2021/m² | 0.50% | €6.5/m² | 30 yr | 2 | |
| Hamburg | Germany | IFB Hamburg — Neubau von Mietwohnung… | — | €1500/m² | 1.25% | €7.8/m² | 30 yr | 2 | |
| Hannover | Germany | Mietwohnraumförderung Niedersachsen … | €2000/m² | €2000/m² | 0% | €6.8/m² | 35 yr | 1 | |
| Kiel | Germany | Schleswig-Holstein Social Rental Hou… | €1500/m² | — | — | €6.8/m² | 35 yr | 1 | |
| Mönchengladbach | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1340/m² | €2010/m² | 0.50% | €7.3/m² | 30 yr | 2 | |
| Munich | Germany | Einkommensorientierte Förderung (EOF… | €600/m² | €1550/m² | 0.50% | — | 40 yr | 1 | |
| Münster | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1396/m² | €2094/m² | 0.50% | €7.8/m² | 30 yr | 2 | |
| Nuremberg | Germany | Einkommensorientierte Förderung (EOF… | €600/m² | €1500/m² | 0.50% | — | 40 yr | 1 | |
| Wiesbaden | Germany | Soziale Mietwohnraumförderung Hessen… | €1000/m² | €2500/m² | 0.60% | — | 25 yr | 2 | |
| Wuppertal | Germany | NRW Mietwohnraumförderung — Neuschaf… | €1340/m² | €2010/m² | 0.50% | €7.3/m² | 30 yr | 2 | |
| Zurich | Switzerland | Kantonale Wohnbauförderung Zürich — … | — | €1858/m² | 0% | €17.0/m² | 30 yr | 3 | |
| Espoo | Finland | Varke korkotukilaina (interest-subsi… | — | €1900/m² | 2.30% | €13.8/m² | 40 yr | 2 | |
| Helsinki | Finland | Varke korkotukilaina (interest-subsi… | — | €1900/m² | 2.30% | €13.8/m² | 40 yr | 4 | |
| Tampere | Finland | Varke korkotukilaina (interest-subsi… | — | €1900/m² | 2.30% | €13.8/m² | 40 yr | 1 | |
| Vantaa | Finland | Varke korkotukilaina (interest-subsi… | — | €1900/m² | 2.30% | €13.8/m² | 40 yr | 2 | |
| Bordeaux | France | HLM — PLUS/PLAI (Banque des Territoi… | €144/m² | — | — | €6.5/m² | 40 yr | 1 | |
| Lyon | France | HLM — PLUS/PLAI + State PLAI grant (… | €144/m² | — | — | €7.4/m² | 40 yr | 1 | |
| Marseille | France | HLM — PLUS/PLAI (Banque des Territoi… | €144/m² | — | — | €6.5/m² | 40 yr | 1 | |
| Nantes | France | HLM — PLUS/PLAI (Banque des Territoi… | €144/m² | — | — | €6.5/m² | 40 yr | 1 | |
| Nice | France | HLM — PLUS/PLAI + State PLAI grant (… | €144/m² | — | — | €7.4/m² | 40 yr | 1 | |
| Paris | France | HLM — PLUS/PLAI + State/regional PLA… | €503/m² | — | — | €7.8/m² | 40 yr | 3 | |
| Strasbourg | France | HLM — PLUS/PLAI (Banque des Territoi… | €144/m² | — | — | €6.5/m² | 40 yr | 1 | |
| Toulouse | France | HLM — PLUS/PLAI (Banque des Territoi… | €144/m² | — | — | €6.5/m² | 40 yr | 1 | |
| Bremen | Germany | Neubauförderung für Mietwohnungen (B… | €440/m² | €5280/m² | 0% | €6.8/m² | 30 yr | 1 | |
| Karlsruhe | Germany | Karlsruhe Municipal Housing Subsidy … | €320/m² | €4200/m² | 0% | — | 30 yr | 1 | |
| Mannheim | Germany | Mietwohnungsfinanzierung BW — Neubau… | — | €4200/m² | 0% | — | 30 yr | 1 | |
| Stuttgart | Germany | Mietwohnungsfinanzierung BW — Neubau… | — | €4200/m² | 0% | — | 30 yr | 1 | |
| Reykjavík | Iceland | Stofnframlög — State + municipal cap… | €1168/m² | — | — | — | — | 1 | |
| Dublin | Ireland | Cost Rental Equity Loan (CREL) + STAR | — | €1100/m² | 1% | — | 40 yr | 2 | |
| Milan | Italy | Housing Sociale 2026 — Linea 1 (Regi… | €700/m² | — | — | — | 20 yr | 3 | |
| Luxembourg City | Luxembourg | Aides à la pierre — logement locatif… | €2650/m² | — | — | — | 40 yr | 4 | |
| Amsterdam | Netherlands | Stimuleringslening wooncoöperaties A… | — | €800/m² | 2.60% | — | — | 2 | |
| Bergen | Norway | Husbanken — Lån til utleieboliger | — | €1700/m² | 4.03% | — | 20 yr | 1 | |
| Oslo | Norway | Husbanken — Lån til utleieboliger | — | €1700/m² | 4.03% | — | 20 yr | 2 | |
| Bialystok | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Bydgoszcz | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Gdansk | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Gdynia | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Katowice | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Krakow | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Lodz | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Lublin | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Poznan | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Szczecin | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Warsaw | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 2 | |
| Wroclaw | Poland | SBC — preferential loan (BGK) | — | €1600/m² | 2% | — | 30 yr | 1 | |
| Bratislava | Slovakia | ŠFRB loan — legal entities (rental h… | — | €1900/m² | 3.19% | — | 30 yr | 2 | |
| Ljubljana | Slovenia | SID banka public-rental loan (ZFSGJNS) | — | €1700/m² | 1% | — | — | 1 | |
| Alicante | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 2 | |
| Barcelona | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Bilbao | Spain | Fomento al alquiler — promoción de v… | €720/m² | — | — | — | 50 yr | 1 | |
| Córdoba | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Gijón | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| L'Hospitalet de Llobregat | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Las Palmas de Gran Canaria | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Madrid | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 2 | |
| Málaga | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Murcia | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Palma | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Seville | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Valencia | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 2 | |
| Valladolid | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Vigo | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Vitoria-Gasteiz | Spain | Fomento al alquiler — promoción de v… | €720/m² | — | — | — | 50 yr | 2 | |
| Zaragoza | Spain | Plan Estatal de Vivienda 2026–2030 —… | €750/m² | — | — | €9.0/m² | 20 yr | 1 | |
| Basel | Switzerland | Fonds de Roulement (federal revolvin… | — | €676/m² | 1% | — | 25 yr | 5 | |
| Bern | Switzerland | Fonds de Roulement (federal revolvin… | — | €676/m² | 1% | — | 25 yr | 2 | |
| Geneva | Switzerland | Fonds de Roulement (federal revolvin… | — | €676/m² | 1% | — | 25 yr | 4 | |
| Lausanne | Switzerland | Fonds de Roulement (federal revolvin… | — | €676/m² | 1% | — | 25 yr | 4 | |
| Birkenhead | United Kingdom | Social and Affordable Homes Programm… | €1528/m² | — | — | — | — | 1 | |
| Birmingham | United Kingdom | Social and Affordable Homes Programm… | €1529/m² | — | — | — | — | 1 | |
| Bradford | United Kingdom | Social and Affordable Homes Programm… | €1621/m² | — | — | — | — | 2 | |
| Brighton | United Kingdom | Social and Affordable Homes Programm… | €1769/m² | — | — | — | — | 1 | |
| Bristol | United Kingdom | Social and Affordable Homes Programm… | €1892/m² | — | — | — | — | 2 | |
| Coventry | United Kingdom | Social and Affordable Homes Programm… | €1529/m² | — | — | — | — | 1 | |
| Derby | United Kingdom | Social and Affordable Homes Programm… | €1628/m² | — | — | — | — | 1 | |
| Edinburgh | United Kingdom | Affordable Housing Supply Programme … | €1859/m² | — | — | — | — | 2 | |
| Glasgow | United Kingdom | Affordable Housing Supply Programme … | €1859/m² | — | — | — | — | 2 | |
| Kingston upon Hull | United Kingdom | Social and Affordable Homes Programm… | €1621/m² | — | — | — | — | 1 | |
| Leeds | United Kingdom | Social and Affordable Homes Programm… | €1621/m² | — | — | — | — | 2 | |
| Leicester | United Kingdom | Social and Affordable Homes Programm… | €1628/m² | — | — | — | — | 1 | |
| Liverpool | United Kingdom | Social and Affordable Homes Programm… | €1528/m² | — | — | — | — | 2 | |
| London | United Kingdom | London Social and Affordable Homes P… | €4083/m² | — | — | — | 40 yr | 3 | |
| Manchester | United Kingdom | Social and Affordable Homes Programm… | €1528/m² | — | — | — | — | 1 | |
| Milton Keynes | United Kingdom | Social and Affordable Homes Programm… | €1769/m² | — | — | — | — | 1 | |
| Newcastle upon Tyne | United Kingdom | Social and Affordable Homes Programm… | €1367/m² | — | — | — | — | 1 | |
| Nottingham | United Kingdom | Social and Affordable Homes Programm… | €1628/m² | — | — | — | — | 1 | |
| Plymouth | United Kingdom | Social and Affordable Homes Programm… | €1892/m² | — | — | — | — | 1 | |
| Preston | United Kingdom | Social and Affordable Homes Programm… | €1528/m² | — | — | — | — | 1 | |
| Reading | United Kingdom | Social and Affordable Homes Programm… | €1769/m² | — | — | — | — | 1 | |
| Sheffield | United Kingdom | Social and Affordable Homes Programm… | €1621/m² | — | — | — | — | 1 | |
| Southampton | United Kingdom | Social and Affordable Homes Programm… | €1769/m² | — | — | — | — | 1 | |
| Southend-on-Sea | United Kingdom | Social and Affordable Homes Programm… | €1854/m² | — | — | — | — | 1 | |
| Stoke-on-Trent | United Kingdom | Social and Affordable Homes Programm… | €1529/m² | — | — | — | — | 2 | |
| Wolverhampton | United Kingdom | Social and Affordable Homes Programm… | €1529/m² | — | — | — | — | 1 | |
| Graz | Austria | Steiermärkische Geschoßbauförderung | — | — | — | — | — | 3 | |
| Antwerp | Belgium | VMSW FS3 Social Housing Construction …not open to co-ops | — | — | — | — | — | 2 | |
| Brussels | Belgium | citydev.brussels Subsidised Below-Cos…not open to co-ops | — | — | — | — | — | 3 | |
| Ghent | Belgium | Ghent Municipal Subsidy – Rental Hous…not open to co-ops | — | — | — | — | — | 1 | |
| Sofia | Bulgaria | Municipal social housing (EU-funded, …not open to co-ops | — | — | — | — | — | 1 | |
| Zagreb | Croatia | Affordable Housing Act and National H…nothing for co-ops | — | — | — | — | — | 1 | |
| Nicosia | Cyprus | Special Urban Planning Incentive for …nothing for co-ops | — | — | — | — | — | 1 | |
| Brno | Czechia | Affordable Rental Housing Programme (…closed | — | — | — | — | — | 1 | |
| Ostrava | Czechia | Affordable Rental Housing Programme (…closed | — | — | — | — | — | 1 | |
| Prague | Czechia | SFPI Affordable Rental Housing — Gran…closed | — | — | — | — | — | 2 | |
| Aarhus | Denmark | National Social Housing Construction …not open to co-ops | — | — | — | — | — | 1 | |
| Copenhagen | Denmark | Almene boliger — Non-Profit Housing F…not open to co-ops | — | — | — | — | — | 1 | |
| Tallinn | Estonia | Apartment Building Renovation Loannot open to co-ops | — | — | — | — | — | 2 | |
| Dresden | Germany | Förderrichtlinie gebundener Mietwohn… | — | — | — | — | 20 yr | 1 | |
| Leipzig | Germany | Förderrichtlinie gebundener Mietwohn… | — | — | — | — | 20 yr | 1 | |
| Budapest | Hungary | Budapest Housing Agency — Social Rent…nothing for co-ops | — | — | — | — | — | 2 | |
| Bari | Italy | Puglia ERP/ERS Capital Programme (Edi…no published amounts | — | — | — | — | — | 4 | |
| Bologna | Italy | CDP Sistema Integrato di Fondi – FIA …no published amounts | — | — | — | — | — | 3 | |
| Catania | Italy | CDP Fondo Investimenti per l'Abitare …no published amounts | — | — | — | — | — | 3 | |
| Florence | Italy | CDP Real Asset / FIA Social Housing F…no published amounts | — | — | — | — | — | 4 | |
| Genoa | Italy | Genova Regulated Rent Agreement – Can…no published amounts | — | — | — | — | — | 3 | |
| Naples | Italy | Campania Public and Social Housing Ca…no published amounts | — | — | — | — | — | 4 | |
| Palermo | Italy | CDP Fondo Investimenti per l'Abitare …no published amounts | — | — | — | — | — | 3 | |
| Rome | Italy | Rome Social Housing Planning Regime /…no published amounts | — | — | — | — | — | 4 | |
| Turin | Italy | Piedmont Regional Social Housing Capi…no published amounts | — | — | — | — | — | 4 | |
| Verona | Italy | Veneto Regional ERP Capital Grant – E…no published amounts | — | — | — | — | — | 3 | |
| Riga | Latvia | Rental Housing for Latvian Profession…not open to co-ops | — | — | — | — | — | 1 | |
| Valletta | Malta | Scheme for the Rehabilitation of Vaca…nothing for co-ops | — | — | — | — | — | 3 | |
| Podgorica | Montenegro | Projekat '1000+' (subsidised social-h…nothing for co-ops | — | — | — | — | — | 1 | |
| Rotterdam | Netherlands | WSW-Guaranteed Social-Housing Loansnot open to co-ops | — | — | — | — | — | 3 | |
| The Hague | Netherlands | Dutch Social Rent Ceiling & DAEB Regi…not open to co-ops | — | — | — | — | — | 2 | |
| Utrecht | Netherlands | Dutch Social Rent Ceiling & DAEB Regi…not open to co-ops | — | — | — | — | — | 2 | |
| Lisbon | Portugal | HCC — Controlled-Cost Housing (Portar…not open to co-ops | — | — | — | — | — | 2 | |
| Bucharest | Romania | Social Housing Construction — Law 114…not open to co-ops | — | — | — | — | — | 1 | |
| Gothenburg | Sweden | Investeringsstöd för hyresbostäder (a…closed | — | — | — | — | — | 2 | |
| Malmö | Sweden | Investeringsstöd för hyresbostäder (a…closed | — | — | — | — | — | 3 | |
| Stockholm | Sweden | Investeringsstöd för hyresbostäder (a…closed | — | — | — | — | — | 2 | |
| Ankara | Turkey | TOKİ 'Yüzyılın Konut Projesi' – 500,0…not open to co-ops | — | — | — | — | — | 1 | |
| Kyiv | Ukraine | eOselia – preferential mortgages (sta…not open to co-ops | — | — | — | — | — | 2 | |
| Belfast | United Kingdom | Housing Association Grant (Social Ho… | — | — | — | — | — | 1 | |
| Cardiff | United Kingdom | Social Housing Grant (Wales) | — | — | — | — | — | 1 | |
| Swansea | United Kingdom | Social Housing Grant (Wales) | — | — | — | — | — | 1 | |
| Tirana | Albania | Banesa me kosto të ulët (BKU) - low-c…nothing for co-ops | — | — | — | — | — | — | |
| Andorra la Vella | Andorra | Llei del Creixement Sostenible i Dret…nothing for co-ops | — | — | — | — | — | — | |
| Minsk | Belarus | Decree No. 95 (6 Mar 2025) – state-su…closed | — | — | — | — | — | 1 | |
| Sarajevo | Bosnia and Herzegovina | Grants for first-home purchase for yo…nothing for co-ops | — | — | — | — | — | — | |
| Plovdiv | Bulgaria | Municipal social housing (EU-funded, …not open to co-ops | — | — | — | — | — | — | |
| Varna | Bulgaria | Municipal social housing (EU-funded, …not open to co-ops | — | — | — | — | — | — | |
| Athens | Greece | Social Antiparochi / Social Land-for-…nothing for co-ops | — | — | — | — | — | 1 | |
| Thessaloniki | Greece | Social Rental Agency / Municipal Soci…nothing for co-ops | — | — | — | — | — | 1 | |
| Pristina | Kosovo | Social and Affordable Housing Support…not open to co-ops | — | — | — | — | — | — | |
| Vaduz | Liechtenstein | Wohnbauförderungsgesetz (WBFG) - inte…nothing for co-ops | — | — | — | — | — | 1 | |
| Kaunas | Lithuania | Partial Rent Subsidy for Social Housi…not open to co-ops | — | — | — | — | — | — | |
| Vilnius | Lithuania | Municipal Buildings Fund — VIPA/ILTE …not open to co-ops | — | — | — | — | — | 1 | |
| Chișinău | Moldova | Prima Casă PLUS – state-guaranteed mo…nothing for co-ops | — | — | — | — | — | 1 | |
| Monaco | Monaco | Secteur domanial - State-built housin…not open to co-ops | — | — | — | — | — | — | |
| Skopje | North Macedonia | Предлог на закон за државна поддршка …nothing for co-ops | — | — | — | — | — | — | |
| Brasov | Romania | ANL Young People Rental Housing — Cou…not open to co-ops | — | — | — | — | — | — | |
| Cluj-Napoca | Romania | Municipal Social Housing (Locuințe so…not open to co-ops | — | — | — | — | — | — | |
| Constanta | Romania | ANL Young People Rental Housing (Locu…not open to co-ops | — | — | — | — | — | — | |
| Iasi | Romania | ANL Young People Rental Housing (Locu…not open to co-ops | — | — | — | — | — | — | |
| Belgrade | Serbia | Subvencionisani stambeni krediti za m…nothing for co-ops | — | — | — | — | — | — |
Every figure is a real, verified programme — there is no placeholder data. Muted cells are derived figures (a per-dwelling grant or a %-of-cost scheme converted to €/m²). Where a co-op cannot apply directly, the row names the city’s main programme and says why — not open to co-ops, closed, or no published amounts. Full per-programme detail and sources are behind each row.
Confidence: High Medium Low / no curated figure
This registry covers 170 cities across 44 countries — the places the research has reached, not every city in Europe. A city that is missing has not been researched yet; it is not a finding that no support exists there. Countries whose only support is public-developer, municipality-only or demand-side are recorded as having no cooperative-accessible capital scheme, which is a finding.