Allia C&C is a UK financial-services firm owned and controlled by the charitable Allia Foundation, which was established in 1999 to support social impact and charitable borrowing.2 The organisation provides financial advice, debt-arranging services and brokerage to charities, not-for-profit organisations, housing providers and other purpose-driven businesses.213
Allia C&C is authorised and regulated by the UK Financial Conduct Authority as a financial adviser and broker-dealer.24 Its activities are organised around Advice & Funding, Brokerage and Allia Bond Services, with expertise covering social and affordable housing, care and supported living, education, heritage, real estate, finance, charities and other not-for-profit sectors.2
The firm operates from London, Cambridge and Glasgow, while its registered office and principal place of business are in London.24 Its work is primarily UK-wide, with a dedicated Scottish operation based in Glasgow. Allia C&C has supported Scottish housing associations since 2014 and manages the Scottish Charitable Bond Programme, which provides loans to registered social landlords for developing affordable homes.39 Interest repayments from the programme are reinvested into affordable housing, creating additional finance for social-housing development.9
The organisation’s other initiatives include MORhomes, a funding vehicle owned by not-for-profit housing associations, and RCB Bonds, a platform intended to help charities and impact-led organisations access bond-market finance.2 Since 2019, Allia C&C reports having advised or arranged more than £4 billion of debt for charities and purpose-driven businesses.2
The leadership team listed by Allia C&C includes Adrian Bell, Henrietta Podd, Peter Freer and Raeed Khandaker; Peter Freer is identified as Deputy CEO and Head of the Scottish Office.1112