The housing crisis cannot be solved without innovative financing mechanisms that prioritise social outcomes. Impact capital represents a growing movement of investors, funds, and financial instruments designed to support affordable, sustainable housing development.
From community land trusts to social impact bonds, from patient capital to blended finance structures, impact investors are pioneering new ways to fund housing that serves people rather than extracting maximum profit. These approaches recognise that stable, affordable housing generates positive externalities—better health, educational outcomes, and community cohesion—that benefit society as a whole.
Explore research, investors, and projects demonstrating how capital can be deployed for housing justice.
From community land trusts to social impact bonds, from patient capital to blended finance structures, impact investors are pioneering new ways to fund housing that serves people rather than extracting maximum profit. These approaches recognise that stable, affordable housing generates positive externalities—better health, educational outcomes, and community cohesion—that benefit society as a whole.
Explore research, investors, and projects demonstrating how capital can be deployed for housing justice.
Key Aspects
Patient Capital
Long-term investment horizons aligned with housing development timelines
Blended Returns
Combining financial sustainability with measurable social outcomes
Community Ownership
Financing structures that build local wealth and control
Risk Mitigation
Innovative guarantees and structures that de-risk affordable housing investment
Scalable Solutions
Models that can attract mainstream capital to housing justice
Knowledge Resources
Related Organisations
Aurem Impact
Bielefeld, Germany
Banca Etica
Padua, Italy
BuildingMinds
Berlin, Germany
Coop57
Barcelona, Spain
Cooperative for Ethical Financing (ZEF)
Zagreb, Croatia
Coopfond
Rome, Italy
Crédal
Brussels, Belgium
DKB Bank
Bern, Germany
Related Topics
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