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Learn moreContext and Background
The publication "Access to Land and Finance for Community-Led Housing (No 2)" is part of a series that highlights community-led housing initiatives globally, specifically focusing on how these projects access land and financial resources. It is a collaborative effort by the CoHabitat Network, which includes various grassroots organizations, NGOs, and academic institutions advocating for housing rights through collective, non-speculative solutions. The publication is supported by World Habitat, an independent charity that has been working since 1986 to promote sustainable housing solutions globally.
Key Findings
This second issue comprises short case studies that illustrate how various community-led housing (CLH) initiatives across Africa, Europe, and Latin America have successfully navigated the challenges of securing land and financing. With an estimated 40% of the global population needing decent housing by 2030, this publication emphasizes the critical need for innovative, community-driven solutions in the face of skyrocketing housing costs and financialization.
Community-Led Housing Explained
Community-led housing refers to a range of practices where individuals unite to collectively manage, plan, and sometimes construct their living environments. While CLH is diverse and does not automatically guarantee environmentally-friendly practices, it empowers residents to make collective decisions regarding their living situations. The publication stresses the dual complexities involved in accessing land with secure tenure and affordable financing, both essential for the success of CLH projects.
Case Studies Overview
The publication reviews five notable case studies:
- Dzivarasekwa Extension Slum Upgrading Project, Harare, Zimbabwe: A municipal financial facility was established to improve living conditions in informal settlements. A revolving fund was created to provide loans to community members, enabling them to upgrade their housing incrementally.
- COVICOFU, Montevideo, Uruguay: This mutual-aid housing cooperative formed after years of struggle for land and housing rights. With support from the Uruguayan Federation of Mutual-Aid Housing Cooperatives (FUCVAM), members successfully acquired land and financing for their cooperative housing project.
- Cooperativa Esperança, Rio de Janeiro, Brazil: Established in response to the need for decent housing for low-income families, this cooperative utilized collective self-management and mutual aid to navigate the challenges of accessing land and funds.
- Mehr als Wohnen, Zurich, Switzerland: This cooperative model exemplifies the potential of community-led initiatives in urban settings. With a long-term lease agreement from the city, the cooperative has created a vibrant community that promotes sustainability and social inclusion.
- Spreefeld, Berlin, Germany: This mixed-use housing cooperative was created to counteract the privatization of public spaces. It emphasizes social interaction and cooperative governance, addressing the challenges of gentrification and financialization.
Importance of Support
Throughout these case studies, the role of local, regional, and national governments emerges as crucial for the success of community-led housing projects. Support can take various forms, including land tenure formalization, low-interest loans, and financial assistance. These collaborative efforts underscore the importance of community engagement in creating sustainable housing solutions.
Conclusion
This publication is a vital resource for policymakers and advocates interested in learning about successful community-led housing initiatives. By showcasing diverse strategies and experiences, it aims to inspire innovative solutions that can meet the pressing housing needs of communities worldwide.