## ๐ Context and Overview
The "European Investment Bank Group Forum 2025" video was streamed live on March 6, 2025, featuring key stakeholders discussing investment priorities that support Europeโs policies. The forum addresses urgent issues including industry decarbonisation, artificial intelligence, and housing, emphasizing the importance of sustainable solutions in a rapidly changing global landscape. The European Investment Bank (EIB) serves as the publisher and organizer, facilitating dialogue among policy, business, and finance sectors.
## ๐ Key Facts and Statistics
The EIB Group Forum highlighted significant challenges and opportunities in the housing sector. It was reported that Europe needs to build 1 million new homes annually to meet demand, while also renovating 5 million existing homes to reduce energy bills and emissions. Currently, only about 1.4 million building permits are issued each year, resulting in a gap of approximately 900,000 units annually.
In terms of energy, it was noted that 45 to 47 million Europeans lacked adequate heating in their homes. Housing prices have risen by 50% over the last decade across Europe, with many individuals spending up to 40% of their disposable income on housing. The forum underscored the need for a collaborative approach to address these pressing issues.
## ๐๏ธ Collaborative Efforts
During the forum, various speakers emphasized the necessity for collaboration among different levels of government and stakeholders. The EIB aims to facilitate partnerships with cities, national promotional banks, and private investors to mobilize the necessary funding and support for affordable housing projects.
The forum discussed the launch of a new pan-European housing platform, designed to streamline funding and investment in housing projects across member states. This platform aims to encourage private investment and improve the overall housing market by providing clear guidelines and reducing bureaucratic hurdles.
## ๐๏ธ Innovations and Solutions
Innovative approaches were shared during the discussions, including models for social housing that combine public and private investments. The forum highlighted successful examples from various regions, including the establishment of revolving funds in Denmark, which allow for sustainable investment in housing projects.
Moreover, the importance of adapting local regulations to facilitate the construction of affordable housing was emphasized. For instance, cities like Barcelona have implemented rent controls to ensure housing remains accessible for residents, while initiatives in Croatia focus on unlocking vacant properties for residential use.
## ๐ Future Goals
The dialogue concluded with a strong commitment to developing affordable and sustainable housing across Europe. The EIB and participating stakeholders aim to work towards measurable outcomes that will improve living conditions for citizens, particularly targeting young families and vulnerable populations facing housing insecurity.
The forum's discussions reflect a united effort to tackle the complex challenges of the housing crisis by leveraging innovative solutions, ensuring equitable access to housing, and fostering collaboration among all stakeholders involved.
